6 Helpful hints after a Commercial Fire loss

1/26/2022 (Permalink)

When fire strikes it is easy to make a business owner feel overwhelmed, but we have 6 helpful steps to follow that will help lighten the load.

Step 1: Prevent Further Damage

Preventing further damage can range anywhere from tarping the roof, turning off the water mains, adding security fencing, and boarding up any broken window. 

Step 2: Speak to the Experts

Don't leave everything to your insurance when it comes to reaching out to contractors to fix your damages. Collecting your own documentation is crucial.

Step3: Notify Insurnace

Contacting your insurance in a timely manner is crucial. With being a commercial business, your insurance policy is seen as a contract.

Step 4: Stay Organized

Make sure you keep all receipts, claim notes, estimates, and all written communication. Place all these things in a binder with your policy. 

Step 5: Know that all fire claims are unique

Not all fires cause the same damages, so it is important to realize that every fire needs to be handled in its own special way. Make sure that the building is treated and tested for smoke and water damage in all areas.

Step6: Stay calm and don't rush

Alot of the time business owners are focused on re-opening before all damages are cared for. Do not rush the restoration process, or it could end up costing you more money in the end.